Are all your funds tied up in bills and other necessities such as food and fuel?

Do you need a getaway that will not break the bank, some place that will rejuvenate your soul?

Don’t worry, there are plenty of New Year’s Holiday Loans still available out there, so if Skiing, skating, snowboarding, shopping and more are what you’re searching for, check out these less expensive destinations.

Kopaonik, SerbiaKopaonik Serbia

Among the largest mountain range in central Serbia lies Kopaonik, a historical town rich in mining heritage and trading. The area is filled with old churches, monasteries, and fortresses beckoning for your imagination and discovery. The main reason to visit Kopaonik now is for the skiing and snowboarding in the winter months.

The resort lies at 6,617 feet (2017 meters) above sea level and features Pancic’s Peak within the National Park system of Serbia. There are 27 trails, with 18 kilometres of cross-country trails, and multiple lifts. The entire park is characterized by its extraordinary natural beauty: vast expanses of grassland, forests composed of a wide variety of tree species, beauty spots, and deep river gorges.

Poiana-Brasov, RomaniaPoiana-Brasov Romania

Considered the most attractive ski resort in Romania, Poiana-Brasov is in the Prahova Valley. There is snow for about six months of the year and is often compared to the beauty of Chamoix, Zakopane or Cortinia D’Ampezzo.

The resort features modern facilities – an artificial skating ring, Olympic ski-track, 9 slopes and low cost options compared to Italy, Germany or Switzerland.  When you are ready to kick off your skis, Poiana Brasov is fun, lively and great value for money. There are a wide variety of bars, restaurants, and discos as well as swimming, horseback riding and bowling. For authentic Romanian evenings, visitors should try to experience “Sura Dacilor (Dacian’s Shed) or “Coliba Haiducilor” (The Outlaws Hut). Both restaurants have a lively atmosphere with Romanian folk music and serve delicious local and plentiful cuisine.

Popova Shapka, MacedoniaPopova Shapka Macedonia

The Priest’s Hat, Popova Shapka was named for the legend of the orthodox priest who was killed and martyred while visiting parishioners in the area but now welcomes tourists to the mountain for winter fun and adventure. In the northwest of Macedonia, Popova Sapka is in the beautiful Sar Mountains at 5840 feet (1780 meters).

The resort often hosts the European and Balkan Ski Championships as well as the Sar Cup with 6 ski lifts, slopes and a capacity of about 8,000 skiers per hour, offering ski-schools, services and rentals. Convenient and affordable lodging await visitors to this breathtaking mountain.

Livigno, ItalyLivigno Italy

With 74 trails, of which 60% can be enjoyed by virtually anyone, one of the most economical Alpine style ski resorts on earth with an old world flare can only be found in Livigno, Italy. Nestled in the Italian Alps at an altitude of 2797 meters, with a vertical drop of 981 meters, this exceptional area offers almost 6 months of high altitude skiing, with over 200 shops, hotels, bars, and restaurants, as one of the most preferred ski destinations favoured by globetrotting skiers and snowboarders alike. Its prices are far below the rest of Europe due to its “Duty Free” status.

For the more adventurous snowboarders, you can hike up to find some of the most beautiful open powder fields on both sides of the valley. For the newcomers, they offer ski-schools, short lifts and heaps of immaculate “beginner” terrain. Outdoor activities include a half pipe and fun park full of jumps, snowmobiles, horse-riding, sleigh rides, ski disking, tobogganing, ice go-carting, husky sledding, Bormio Baths (hot springs) and paragliding (from February onwards.) Plus with loads of indoor fun like discos, karaoke, bowling, solariums, swimming, massages, spas and an arcade with climbing walls, Livigno, Italy is sure to capture your heart.

Borovets, BulgariaBorovets Bulgaria

On the Rila Mountain in Bulgaria (formerly known as Chamkoria), Borovets offers an alpine type resort with well-groomed grounds for skiing, snowboarding, night-skiing, cross-country, ski jumps and biathlon.

The resort always features luxury, comfort, and affordability for visitors from all over the world. At an elevation of 4429 feet (1350 meters), Borovets offers 18 ski lifts, a snowboard park, indoor pool, bowling, skidoo, walking trails and exciting after ski entertainment. Bulgaria offers a little bit for everyone, especially those visitors looking for skiing and winter fun on a budget.

Break away from the pricey slopes in your usual haunts, and try these slopes throughout the world, you might just find a new home away from home.